Transferring Money

Login > Pay & Transfer > Transfer Money

 

This is a powerful page that lets you transfer money between your accounts, or from your account to another credit union member's account. You can also set up automated transfers to occur on a regular schedule, like a weekly transfer to your savings account or a monthly transfer to make your loan payment.   Your credit union may even allow you to transfer money to or from another financial institution if you have the proper transfer relationship created with the credit union.  

To quickly access the Transfer page from any page, click at the top of the page.

 

Remember that you can only transfer money from the membership under which you are currently logged in; if you want to transfer money from a different membership, you must log in to that membership first.

 

Use the section at the top of the screen to transfer money now, or to schedule a new automatic transfer.  The section at the bottom of the page shows automated transfers you already set up, and you can change these items now as well.

 

There are four steps you must follow in order to transfer money or to set up a transfer.  In the first step, When do I want it to happen?, select whether to make the transfer "Right Now" or schedule the transfer for some time in the future.  The screen will automatically advance to the second step Where am I getting the money? where you select the account the money is coming from.  In the third step Where is it going? select the account to which the money is being transferred.  Finally in step 4 How much do I want to transfer?, select the amount of money you want to transfer or schedule a scheduled loan payment.   You can move back and forth between these four steps until you are satisfied with you transfer.  While you are making your transfer, the handy bar to the right keeps track of your choices for you.  

 

At this point you can select to enter a "Memo" to help you identify this transfer.  This description will appear in both online banking and on your statement.  You can also optionally select to have this also appear on the To: account.

 

When you are satisfied with your selections, click the Continue with Transfer button.

 

Click I authorize this transfer on the Confirmation page to complete the transfer.

 

Click below for instructions on how to:

 

Transfer funds between your own accounts or to a different account

 

  1. In Step 1 choose Right Away.

  2. In Step 2, select the account from which you want to transfer the money. Hint: The amount shown is the total that is available for withdrawal from that account, including from line of credit.  

  3. In Step 3, choose your other account to which you want to transfer the money.

  4. In Step 4 enter the amount of the transfer.  (Click here for tips on entering dollar amounts.)

  5. Click the Continue with transfer button to proceed.

  6. Double-check that all entries are correct, then click the I authorize this transfer button to complete the transfer (or click Back to change the settings)

  7. The "Transfer completed!" message will appear next. This is simply a handy page showing the resulting balances in both accounts after the transfer was done.

  8. You can click the Perform another transfer link if you need to transfer money between a different set of accounts, or use the buttons along the side and top of the page to continue to other online banking features.

 

Transfer funds to or from an account at another financial institution (requires prior credit union setup)

NOTE:  This functionality may not be offered by your credit union.  Contact your credit union directly for details.  This feature is not available during maintenance periods.  See Availability for more details.

 

  1. In Step 1 choose Right Away.  Transfers to and from accounts at other financial institutions cannot be scheduled.

  2. In Step 2 select the account from which you want to transfer the money.  The amount shown is the total that is available for withdrawal from that account, including from line of credit.  

  3. In Step 3, choose your other account to which you want to transfer the money. Hint:  You cannot transfer money to and from accounts at other financial institutions.  One account must be with the credit union.

  4. In Step 4 enter the amount of the transfer.  (Click here for tips on entering dollar amounts.)

  5. Check the box next to "I authorize the credit union to initiate an electronic transaction to the financial institution indicated above."

  6. Double-check that all entries are correct, then click the I authorize this transfer button to complete the transfer (or click Back to change the settings)  Note :  If you click "I authorize this transfer," an electronic transaction will be initiated with your other financial institution.  This cannot be cancelled by the credit union. Transfers requested after a time determined by your credit union will not be initiated until the next business day. Transfers will be completed within 3 business days.  The timing may vary depending on the institution.

  7. At this point you will be presented with a window that allow you to print a copy of the transaction for your records.  Select to print a copy or to skip printing a copy.

  8. The "Transfer completed!" message will appear next. This is simply a handy page showing the resulting balances in both accounts after the transfer was done.

  9. You can click the Perform another transfer link if you need to transfer money between a different set of accounts, or use the buttons along the side and top of the page to continue to other online banking features.

 

Transfer money automatically on a regular schedule (such as monthly or weekly)

 

  1. In Step 1 (When do I want this to happen?) select the frequency of the transfer.  If you select any frequency other than Right Away, you will be required to enter a Start On date.  Enter a date for the next transfer to occur.  

    HINT:  Click the calendar icon to choose the date from a calendar.

  2. Next, use one of the remaining three fields to specify how long the transfers should continue.  The normal setting is for the "Never End" to be selected, which means that transfers will continue until you manually delete the transfer request.  
    OR

    Select either "End by" or and select a date if you want the transfers to end after a certain period (such as if you wanted to transfer funds to a child away at college until his last day of school).
    OR

    Enter a number into the "End after ... transfers" box if you want just a certain number of transfers to occur before the request is deleted automatically (such as if you wanted to transfer money to a vacation club account 10 times then stop).

  3. In step 2 and step 3 select the accounts that the funds are coming from and going to.   (Click here for tips on entering dollar amounts.)  

  4. In Step 4 either enter the amount of the transfer, or select to pay a loan payment, a credit card balance or to sweep money to an account if appropriate by the to: account.

  5. Click the Continue with transfer button to proceed.

  6. Double-check that all entries are correct, then click the I authorize this transfer button to save the new request (or click Back to change the settings).

  7. Your new transfer will appear in the list at the bottom of the page.  (You can click the edit button now if you want to make any changes to the new request, or click the delete button if you created the request by mistake.)

 

Change or stop and existing transfer

To modify an existing transfer, click on the edit button in front of any of the Current Scheduled Transfers listed at the bottom of the page.  (If you do not see an edit button, you must contact the credit union to make any changes to that transfer.)

 

To stop an automated transfer, click on the delete button in front of any of the Current Scheduled Transfers listed at the bottom of the page.  A confirmation page will appear so that you can see which transfer will be discontinued.  This will completely remove the transfer instructions so the transfer will no longer occur.  (If you do not see a delete button, contact the credit union to discontinue the transfer.)